Discreet and Confidential Short Sales
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Helping Pasadena homeowners avoid foreclosure.
Saturday, August 20, 2011
Confidential Short Sales
Short SaleTestimonial-From our Discreet and Confidential Short Sale Program
Short SaleTestimonial-From our Discreet and Confidential Short Sale Program-This testimonal was take directly from our Yelp Ratings. From all of us at Munson Montejano Real Estate, thanks Paul, it was a pleasure working with you too.
"One of the heaviest moments in my life was when I realized that I faced the very real possibility that I may lose my home to foreclosure. Not only was it a blow to my ego but I was really embarrassed that the neighbors would know about my situation. I decided that I wanted to salvage the most I could of my credit score and would go for a short sale. A friend of mine opened up to me and told me of the "discreet" or "stealth" short sale that her realtor had offered her. That realtor turned out to be Stephen Munson & Luis Montejano and his team. They had generated enough bids from buyers in the first few days that my friend was out of her situation within 8 weeks and she did not have to go through a foreclosure. What really made me feel better was that they did not put up a for sale sign or indicated in any of their sales material that my home was a short sale. Stephen & Luis were very gentle and professional and made me feel comfortable throughout the whole process. They even directed me to the right sources to get my credit back on track. A special thanks to Monica for holding my hand (figuratively) many times throughout a very emotional time. Thanks guys for all of your help". Paul H. Los Angeles
Copyright © 2011 By Stephen Munson-Luis Montejano-Munson Realty Southern California Real Estate –Homes In Los Angeles For Sale* Short SaleTestimonial-From our Discreet and Confidential Short Sale Program|short sale, short sales,discreet short sale,confidential short sale*
Los Angeles First Time Home Buyer -Yelp Testimonial-
Thanks for the 5 star rating Muriel, you were a lot of fun to work with!
"First time buyer....Stephen is the right combination of "giving you space", and "OK, you need to make a decision". He always says: "remember I'm on your side, no matter what, great news or bad, just let me know what's going on so I could do the best possible thing for you.", which is exactly what I needed! I needed my space but also needed to be guided with a little "push" through the process.... I tried a few Realtor before him, and 1 was really pushy, 1 was too slack, 1 was too much attitude....I never knew how hard it was to find a GREAT realtor, until I dealt with Stephen AND Luis ( who was equally nice, caring and pleasant!!!). The whole thing was done within a month, thanks to their computer dealings which really sped things up!
I highly recommend Stephen and Luis who make this overwhelming experience much easier to deal with! Thank you both" :) Muriel B-Los Angeles
View more testimonials here.
Copyright © 2011 By Stephen Munson-Luis Montejano-Munson Realty Southern California Real Estate –Homes In Los Angeles For Sale*Los Angeles First Time Home Buyer -Yelp Testimonial-Munson Montejano Realty|First Time buyer LA, First Time Buyer Los Angeles, Los Angeles First Time Buyer**
HAFA program-
of foreclosures in the US is simply too big to ignore. That is why a government-backed program has been released that aims at streamlining the short sale process.
Short sales are honorable solutions to foreclosure, and now the government is making them easier, quicker and more accessible through the Home Affordable Foreclosure Alternatives Program, or HAFA.
With one in seven homeowners struggling to make loan payments, distressed homeowners are not alone, and there are Home Foreclosure Alternatives available.
Here are some Bullet Points on the HAFA Short Sale program.
HAFA Eligibility
At present, the home owner is eligible if all the following HAFA rules are met:
- • Property is borrower's principal residence
- • Loan is a 1st lien mortgage
- • Originated before Jan 1, 2009
- • Mortgage is delinquent or default is reasonably foreseeable
- • Current unpaid balance is equal to or less than $729,750
- • Borrower's total monthly mortgage payment exceeds 31 percent of borrower's gross income
- *information taken directly from HAFA
Short sale relocation assistance for the Distressed Home Owner
- $3,000 to Borrowers for Relocation Assistance
Is your lender participating in the HAFA assistance program? Lenders and loan servicers participating in HAFA program must sign a participation agreement with Fannie Mae to participate in HAMP by October 3, 2010.
The list of lenders that are participating is constantly growing, please contact us for the most recently update list (there is no fee or charge).
Cities we cover:Beverly Hills short sale assistance, Burbank help with foreclosures ,Canoga Park short sale help-,Culver City short sale Realtor, Down Town Los Angeles, Echo Park short ,Encino-short sale assistance, Glassell Park short sale Realtor, Glendale foreclosure help ,Granada Hills short sale assistance, Hollywood short sale Realtor- Los Feliz short sale listing agent- Mt. Washington short sale Realtor, North Hollywood help with foreclosures- ,Pasadena short sale help ,San Fernando Valley help with foreclosures ,Sherman Oaks short sale assistance, Silver Lake short sale listing agent, Studio City short sale listing agent ,Tarzana short sale Realtor, Toluca Lake short sale listing agent-Avoid Van Nuys help with foreclosures, West Hollywood short sale Realtor, Winnetka short sale assistance,
Copyright © 2011 By HFA|Home Foreclosure Alternatives Stephen Munson& Luis Montejano-Munson Realty Southern California Real Estate *What is HAFA-Home Affordable Foreclosure Alternatives program hafa,hafa program,hafa short sales,hafa short sale,hafa guidelines,short sale hafa,hafa rules,hafa government program,home affordable foreclosure alternatives,relocation assistance foreclosure,short sale incentive,hafa assistance program,short sale relocation assistance,short sale relocation*
Los Angeles Short Sale Specialist|Munson Montejano Realty's
We close short sales and save homeowners from foreclosure where others fail. We will be very direct in telling you that we cannot guarantee we will save you from your “auction sale date” but we do have a 92% successes ratio. To date, the only reason we have not been able to successfully close on a short sale is because the seller has reached out to us too late.
In California, you have approximately 90 days (may vary from lender to lender) from the Notice of Default filed by your lender for property to be sold at property auction.
Getting the short sale process started now can stop foreclosure. If your intention is to stop foreclosure through a short sale then it is important that you start the short sale process sooner rather than later.
Our Short Sale Services are at NO Cost to you!
Contact us to schedule a free evaluation. We will never ask you for a single dollar to short sale your home. Your lender, not you, pays our fees. In fact, there is a very good chance we can negotiate $3,000 in relocation expenses on your behalf.
We are Certified Distressed Property Experts® monitoring the federal laws and regulations and promoting anti-scam and anti-fraud communications from various government organizations.
Call us now if you are ready to avoid foreclosure through the short sale process. Or you can fill out this confidential contact form here on line. Our consultation is free and confidential.
Call us: Locally (323) 216-9671 Toll free (877) 636-0444 Spanish (877) 431-4432
Short SaleTestimonial-From our Discreet and Confidential Short Sale Program-This testimonal was take directly from our Yelp Ratings. From all of us at Munson Montejano Real Estate, thanks Paul, it was a pleasure working with you too.
"One of the heaviest moments in my life was when I realized that I faced the very real possibility that I may lose my home to foreclosure. Not only was it a blow to my ego but I was really embarrassed that the neighbors would know about my situation. I decided that I wanted to salvage the most I could of my credit score and would go for a short sale. A friend of mine opened up to me and told me of the "discreet" or "stealth" short sale that her realtors had offered her. Those realtors turned out to be Stephen Munson & Luis Montejano and his team. They had generated enough bids from buyers in the first few days that my friend was out of her situation within 8 weeks and she did not have to go through a foreclosure. What really made me feel better was that they did not put up a for sale sign or indicated in any of their sales material that my home was a short sale. Stephen & Luis were very gentle and professional and made me feel comfortable throughout the whole process. They even directed me to the right sources to get my credit back on track. A special thanks to Monica for holding my hand (figuratively) many times throughout a very emotional time. Thanks guys for all of your help". Paul H. Los Angeles
Short Sales Los Angeles-Areas we cover:
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Beverly Hills short sale assistance- Short sale listing agents Munson Montejano will walk you through the short sale process.
Burbank help with foreclosures -Munson Montejano Realty offers free short sale assistance for you in Burbank.
Canoga Park short sale help- A bank short sale with short sale Realtor Munson Montejano Realty will keep you from the grips of foreclosure.
Culver City short sale Realtor-Free short sales help for your Culver City home or condo.
Down Town Los Angeles-Short sale pros, Munson Montejano Realty, will help you avoid foreclosure through a short sale
Echo Park short sale help-Short sale programs like HAFA’s $3k in relocation expenses and a speedy short sale will make avoiding foreclosure much more manageable.
Encino-short sale assistance- HAFA short sales offer $3k in relocation assistance.
Glassell Park short sale Realtor-Munson Montejano short sale listing agents will help you avoid foreclosure and proved you with short sale assistance.
Glendale foreclosure help -Short sale assistance in Glendale will be handled for you by one of our expert short sale Realtors.
Granada Hills short sale assistance- Short Sale listing agents Munson Montejano Realty will help guide you through the short sale process.
Hollywood short sale Realtor- Short sale specialist will help you short sell in Hollywood and get you the relocation cost you need to move on.
Lake Balboa short sale help-A Pre-Foreclosure Short Sale with Munson Montejano will help you avoid foreclosure
Los Feliz short sale listing agent- Stephen Munson, short sale Realtor in los angels will help you through the short sale process.
Mt. Washington short sale Realtor- Short sale listing agent and experts will provide you with the short sale assistance you need to avoid foreclosure.
North Hollywood help with foreclosures- There’s never a fee for foreclosure help in North Hollywood
Pasadena short sale help -Our short sale listing agents will help guide you through your Pasadena Short Sale.
San Fernando Valley help with foreclosures - Avoid foreclosure in the San Fernando Valley with of our Short Sale Specialist.
Sherman Oaks short sale assistance-Free short sale assistance by Los Angeles short sale specialist
Silver Lake short sale listing agent- Short sale your Silver Lake home with our short sale listing agents.
Studio City short sale listing agent – Munson Montejano Realty will help guide you through the short sale process.
Tarzana short sale Realtor- Free short sale services from your Tarzana Short Sale Realtors.
Toluca Lake short sale listing agent-Avoid foreclosure on your Toluca Lake home with our Short Sale listing agents.
Van Nuys help with foreclosures-Free short sale help in Van Nuys, avoid foreclosure!
Don't see your neibhorhood? Don't worry, we serve these areas and more. Give us a call and we'll let you know if we can help you out or refer you to somone who does!
Copyright © 2011 By Stephen Munson|Munson Realty Southern California Real Estate –*Los Angeles Short Sale Specialist|Munson Montejano Realty's| Los Angeles Short Sales, Los Angeles California short sale, Los Angeles Short Sale Realtors, Los Angeles Short Sale Specialists, Los Angeles California Short Sale *
Does short sale stop foreclosure?
Watch YouTube Video
Does short sale stop foreclosure
Does short sale stop foreclosure -In Most cases it does and at the very least it slows it down long enough to give your agent time to put off the sale date in order to secure a buyer. Why is that? Because lenders know that a foreclosure is usually a far more time consuming and costly option. If your agent can successfully complete a short sale your lender has saved a lot of time and thousands of dollars.
How long does it take to foreclose a p roperty in California? Depending on the timing of the various required notices, it usually takes around 90 days. Remember though, a short sale by no means is a fast sale so if this is the option you choose to take do yourself a huge favor and get the process started immediately. To date, the only reason we have not been able to successfully close on a short sale is because the seller has reached out to us too late.
Here's an example: We recently listed a short sale home in the West Hollywood area and had over 11 offers within 2 days. Fortunately our client found us in the nick of time and we’ve been able to secure a solid cash offer bringing her pretty close to what she owes making it a “not so short” sale!
So, if you were to ask her - does short sale stop foreclosure -she’d definitely say yes because the calls have stopped and she’s taken charge of the situation. In fact because she moved so quickly we were able to secure $3,000 in relocation expenses for her from the HAFA short sale program. Within a few weeks she will have avoided foreclosure.
Here’s a video clip below where we also tackle the question, does short sale stop foreclosure.
Copyright © Stephen Munson& Luis Montejano-Munson Montejano Real Estate *Does Short Sale Stop Foreclosure| short sale, does a short sale stop foreclosure
Short sale benefits
Short sale benefits
Short sale benefits- Are there short sale benefits? Sure there are, in fact one of the largest benefits is avoiding foreclosure. Short sale benefits such as avoiding foreclosure are a motivating factor for many homeowners who are upside down on their loans. Their main concern (and rightly so) is escaping the huge hit to their credit score that a foreclosure would entail. Short sales typically take a smaller “hit” to the FICO score verses foreclosure.
Other short sale benefits:
- HAFA offers $3k in relocation expenses. The government backed HAFA short sale program offers short t sellers $3,000 in relocation expenses as one of their short sale benefits.
- Peace of mind. No more phone calls and hugely reduced stress levels are huge short sale benefits.
- A fresh start. Wiping the slate clean opens the door to better life opportunities.
- Faster credit recovery. This means you can buy again sooner in a market that is more realistic, again another one of the nice short sale benefits.
Having to short sale your home does not make you any less of a person. In fact you must ask yourself: How wise is it to stay on board a sinking ship? Most of the time, a short sale is simply a smart business choice that benefits everyone. A short sale benefits the bank because they don’t go through the cost of a foreclosure. A short sale benefits the new buyer because they’ve found a new home at a reasonable price. Most importantly, a short sale benefits you because you’ve avoided foreclosure, taken a lesser hit to your credit and will have peace of mind knowing you made a smart business decision.
Copyright © By Stephen Munson-Munson Realty* Short sale benefits |short sale benefits, short sale*
Wednesday, August 17, 2011
Pasadena short sale agents-Munson Realty
Pasadena short sale agents-Munson Realty
Munson Realty and their Pasadena Short Sales department is a group of real estate/property advisers, escrow agents and title representatives with the intention to streamline the short sale process. Our goal is to create a win-win scenario for “you”, the homeowner and your lender. Our team of experts has helped countless distressed sellers through the stressful threat of foreclosure.
Our Pasadena short sale agents close short sales and save homeowners from foreclosure where others fail. We will be very direct in telling you that we cannot guarantee we will save you from your “auction sale date” but we do have a 92% successes ratio. To date, the only reason we have not been able to successfully close on a short sale is because the seller has reached out to us too late.
In California, you have approximately 90 days (may vary from lender to lender) from the Notice of Default filed by your lender for property to be sold at property auction.
Getting the short sale process started now with our Pasadena short sale agents can stop foreclosure. If your intention is to stop foreclosure through a short sale then it is important that you start the short sale process sooner rather than later.
Our Pasadena Short Sales Services are at NO Cost to you!
Contact one of Munson Realty's Pasadena short sale agents to schedule a free evaluation. We will never ask you for a single dollar to short sale your home. Your lender, not you, pays our fees. In fact, there is a very good chance we can negotiate $3,000 in relocation expenses on your behalf.
We are Certified Distressed Property Experts® monitoring the federal laws and regulations and promoting anti-scam and anti-fraud communications from various government organizations.
Call Munson Realty's Pasadena short sale agents now if you are ready to avoid foreclosure through the short sale process. Our consultation is free and confidential.
Call us : Locally (626) 376-9732 or (323) 216-9671 Spanish (877) 431-4432
Stephen Munson has always been attracted to serving the clients that require the most diligent care and need more attention than the traditional buyer or seller. Stephen specializes in sellers who are in difficult situations, such as avoiding foreclosure through a short sale or difficulties selling their home the first time around. First-time buyers are also some of the clients Stephen Munson is passionate in serving. He feels first-time buyers really need super focused coaching and a lot of “hand holding,” which he really enjoys.
As broker and owner of Munson Realty-Southern California Real Estate, Stephen employs only Realtors (agents) that share his enthusiasm for excellence in client care and integrity. “My agents must be able to bring a talent or skill set to the business that no other agent in town can offer, and they must do it extremely well!”
Stephen Munson is also author and host of several real estate related blogs and a professional public speaker. Aside from professionally coaching his agents in the craft of real estate, he also coaches other agents from
around the country.
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