First time FHA home buyers Los Angeles-Offer accepted and deal closed!

First time FHA home buyers Los Angeles-Offer accepted and deal closed!

Any buyer out there who is going with FHA as their loan knows the challenges of finding properties that will fly with FHA and get their offers accepted. Thanks a bunch to my clients, Yvonne & Frank, for hanging in there and being excellent buyers to work with. Additional thanks for the great yelp review below!

 

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Here's Yvonne & Franks yelp review...

Stephen was everything we wanted a realtor to be. Being first-time home buyers (FHA) we were very skeptical about getting the right home, at the right price, and paying agent fees. Stephen was very forthcoming, honest, and consistent with his quality of service right off the bat by giving us the run through of the market and home buying process. After seeing a number of houses we made 3 offers, all 3 were accepted when previously other agents hadn't made much progress in even hearing back from the sellers. Stephen was very communicative with us every minute of the day, whether via email, phone or text, we knew we could contact him, and that we were a priority. He goes over and above for his clients ensuring that their questions, concerns, and obstacles are being taken care of. With delays in our closing, due to the seller & city, Stephen helped us keep the seller and lender accountable by having an ongoing presence. He even ran around with a notary to get our paperwork in on time to ensure our closing.

Now, 2 weeks in our new home, with work still getting done,  we can still call on Stephen if we have concerns and are met with gracious kindness. We are soooo glad he was our real estate agent and can't imagine recommending anyone else to anyone.

Yvonne L.

Pasadena

 

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Los Angeles first time home buyer or looking for a Realtor for your next purchase? We'd love to have you as our client! Check out our yelp reviews or visit us at Www.MunsonRealty.net  .

Short Sale Tips| by Pasadena Short Sale Agents Munson Realty

Short Sale Tips| by Pasadena Short Sale Agents Munson Realty

As a Pasadena Short Sale agent I would like to share with you these  general tips prepared by the CALIFORNIA ASSOCIATION OF REALTORS®.  However, these just skim the surface of information available through  Munson Realty.

Short Sale Tips For Sellers

1. Hire a REALTOR®!
Not all real estate agents are REALTORS®.  REALTORS® are members of the NATIONAL ASSOCIATION OF REALTORS® and voluntarily pledge to abide by the strict code of professional ethics. Munson Realty, Pasadena short sale agents are members of the National Association Of Realtors®

2.Take a Proactive Approach
The short sale process can take a lot of time and effort on your part, so taking a proactive approach to your short sale may help you complete the transaction as quickly and painlessly as you can.

3. Knowledge is Your Friend
The short sale process may be new to many sellers and is much different than a normal transaction.  It is important to know what you are getting yourself into.

4. Do Your Homework
As early as you possible, determine your lender's short sale requirements and whether you satisfy those requirements.

5. Get a Good Price For Your Home
Getting a good sales price not only improves your chances of getting your short sale approved, but may also have other advantages.

6. Submit a Complete Short Sale Package
Provide your lender with a complete short sale package containing all the required information and documentation in an organized manner.

7.  Be Patient But Persistent

8.  Avoid Scam Artists
Be wary of scams.  Your REALTOR® will help you avoid getting duped.

Short Sale Tips for Buyers

1. Hire A REALTOR®!
Not all real estate agents are REALTORS®.  REALTORS® are members of the NATIONAL ASSOCIATION OF REALTORS® and voluntarily pledge to abide by the strict code of professional ethics. Once again, Munson Realty, Pasadena short sale agents are members of the National Association Of Realtors®

2. Knowledge is Your Friend
The short sale process may be new to many buyers and is much different than a normal transaction.  It is important to know what you are getting yourself into.

3. Do Your Homework
Gather and review as much information about a transaction as you can before writing an offer to purchase.  Your REALTOR® can help you identify which properties for sale in the Multiple Listings Service are short sales.

4.  Write A Clean Offer
This describes an offer to purchase that the seller is unlikely to take issue with.

5.  Understanding the Timing
A short sale may take a long time and it is important to understand the timing of the process.
6.  Prep as Best as You Can

7. Manage Your Expectations About the Property

8. Don't Lose Sight of the Big Picture

Pasadena short sale agents-Munson Realty

Munson Realty and their Pasadena  short sale agents are a group of real estate/property advisers, escrow agents and title representatives with the intention to streamline the short sale process. Our goal is to create a win-win scenario for “you”, the homeowner and your lender. Our team of experts has helped countless distressed sellers through the stressful threat of foreclosure.

Our Pasadena short sale agents  close short sales and save homeowners from foreclosure where others fail. We will be very direct in telling you that we cannot guarantee we will save you from your “auction sale date” but we do have a 92% successes ratio. To date, the only reason we have not been able to successfully close on a short sale is because the seller has reached out to us too late.

In California, you have approximately 90 days (may vary from lender to lender) from the Notice of Default filed by your lender for property to be sold at property auction.

Getting the short sale process started now with our Pasadena short sale agents can stop foreclosure. If your intention is to stop foreclosure through a short sale then it is important that you start the short sale process sooner rather than later.

Our Pasadena Short Sales Services are at NO Cost to you!

Contact one of  Munson Realty’s Pasadena short sale agents to schedule a free evaluation. We will never ask you for a single dollar to short sale your home. Your lender, not you, pays our fees. In fact, there is a very good chance we can negotiate $3,000 in relocation expenses on your behalf.

Call Munson Realty’s Pasadena short sale agents  now if you are ready to avoid foreclosure through the short sale process.  Our consultation is free and confidential.

Contact us : Locally (323) 216-9671 or (323) 216-9671 Spanish (877) 431-4432

Copyright © 2012 By Stephen Munson-Munson Realty, Pasadena short sale agents*Discreet and Confidential Short Sale • does a short sale stop foreclosure • foreclosure • foreclosures • hafa • hafa program • hafa short sale • hafa short sales • Pasadena short sale agents Pasadena short sales • Pasadena short sale broker • Pasadena short sales broker • short sale • short sales • strategic short sale • What is a strategic short sale

Los Angeles first time buyers find their "turn-key" home-by Munson Realty

Los Angeles first time buyers find their "turn-key" home-

by Munson Realty-Los Angeles Realtors

Los Angeles first time buyers, Larry and Rachel are good examples of knowing what they wanted and going for it! They were looking for a "Turn Key" home in the lake Balboa area and we found the first day out home shopping. Even though it the home was newly remodeled, there were still a few items that came up in the home inspection but the seller was super cooperative and these Los Angeles first time buyers moved into exactly what they wanted. Thanks Larry and Rachel, you were awesome clients!

Check out Los Angeles first time home buyers, Larry and Rachel, review on yelp...

 

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6/24/2012
Stephen was fantastic and great to work with. His follow up on things was most efficient. We felt that Stephen showed interest in what we wanted and he came through for us. He is not a "typical" real estate broker, but a person that will work with you and make things move as quickly as he can make things happen. We would highly recommend Stephen to anyone who is looking for their dream home. We bought in Lake Balboa, CA

See more of our yelp reviews at YELP

 

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Munson Realty on only provides our Los Angeles first time home buyers  phenomenal service and representation but we also offer rebates on every home purchase (see our website for details).

We specialize in Los Angeles First Time Buyers (Including FHA) in the Pasadena,Silverlake, Mt.Washington, Highland Park,Lincoln Heights & San Fernando Valley.

Pasadena Foreclosures-Munson Realty

Pasadena Foreclosures and other Distressed Properties (all prices & neighborhoods)

Includes: Fixer Uppers-Foreclosures & Short Sales

This is your source for Pasadena Foreclosures and distressed properties including all Pasadena Foreclosures, Short sales and fixer uppers for sale, from every Real Estate Company and broker.

 

 

Pasadena Foreclosures-Munson Realty

Pasadena Foreclosures and other Distressed Properties (all prices & neighborhoods)

Includes: Fixer Uppers-Foreclosures & Short Sales

This is your source for Pasadena Foreclosures and distressed properties including all Pasadena Foreclosures, Short sales and fixer uppers for sale, from every Real Estate Company and broker.

Pasadena Homes for sale-Pasadena Realtors Munson Realty

Pasadena Homes for sale-Pasadena Realtors Munson Realty

 

Pasadena Realtor-Stephen Munson-Broker/Owner of Munson Realty| Pasadena Realtors is originally from Wichita, Kansas, and has lived in Los Angeles and Pasadena for over 20 years. He was born in 1968 and is a second-generation real estate professional. Being brought up in a family of real estate professionals, you could easily say that real estate is in his blood! He has personally practiced real estate for over 11 years, while his family has been in the business for over 2 decades.

Stephen Munson has always been attracted to serving the clients that require the most diligent care and need more attention than the traditional buyer or seller. Stephen specializes in sellers who are in difficult situations, such as avoiding foreclosure through a short sale or difficulties selling their home the first time around.  First-time buyers are also some of the clients Stephen Munson is passionate in serving. He feels first-time buyers really need super focused coaching and a lot of “hand holding,” which he really enjoys.

As broker and owner of Munson Realty-Pasadena Realtors, Stephen employs only Realtors (agents) that share his enthusiasm for excellence in client care and integrity. “My agents must be able to bring a talent or skillset to the business that no other agent in town can offer, and they must do it extremely well!”

Stephen Munson is also author and host of several real estate related blogs and a professional public speaker. Aside from professionally coaching his agents in the craft of real estate, he also coaches other agents from around the country. 

Copyright © 2012 By Stephen Munson-Munson Realty Southern California Real Estate –FHA Los AngelesFHA Los Angeles, first time home buyer questions, Siverlake Realtors, silver lake homes for sale, FHA approved Condos, FHA Questions, Munson Realty Southern California Real Estate, San Fernando Valley Homes For Sale, Pasadena Homes For Sale

First time home buyer California-First time buyer incentives

First time home buyer California-First time buyer incentives

 Are there first time buyer incentives for the first time home buyer in California? You bet!

Let’s start with the most popular first time buyer loan, FHA. FHA requires only 3.5% down and you can get the seller to cover your closing cost. Here is a ton more information on FHA with greater detail on qualifying for this loan. Info on FHA.

FHA alone is a great first time buyer incentive. But what other first time buyer incentives are there for the first time home buyer in California

Well, there are a couple real estate agencies here in Los Angeles that offer the First time home buyer in California first time buyer incentives in the form of a cash rebate at the close of escrow. Munson Realty is one of them.

How does that work? In a nutshell, the seller of your prospective new home will pay us the Realtor a commission, usually 2.5-3% of the purchase price. Munson Realty will then rebate to you (in the form of a check at closing) 15% of our commission.  Here’s a chart below to give you a good idea of what you can expect.

These first time buyer incentives are extremely useful and help replenish any closing cost you may have paid or perhaps buy a washer & dryer, furniture or fund any little personal touches you might want to make to your new place.

While having these first time buyer incentives are a great bonus for the first time buyer in California, it’s really important that you understand all of the steps to buying a home and find an excellent Realtor to locate and negotiate your homes purchase.

Take a look at our 6 Steps to buying a home for the first time home buyer in Los Angeles below.

6 Steps to buying a home & Getting your Home Buyers Rebate

 

 

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Start your search here

 

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First time home buyer Los Angeles-First time buyer incentives

First time home buyer Los Angeles-First time buyer incentives

 Are there first time buyer incentives for the first time home buyer in Los Angeles? You bet!

Let’s start with the most popular first time buyer loan, FHA. FHA requires only 3.5% down and you can get the seller to cover your closing cost. Here is a ton more information on FHA with greater detail on qualifying for this loan. Info on FHA.

FHA alone is a great first time buyer incentive. But what other first time buyer incentives are there for the first time home buyer in Los Angeles?

Well, there are a couple real estate agencies here in Los Angeles that offer the First time home buyer in Los Angeles first time buyer incentives in the form of a cash rebate at the close of escrow. Munson Realty is one of them.

How does that work? In a nutshell, the seller of your prospective new home will pay us the Realtor a commission, usually 2.5-3% of the purchase price. Munson Realty will then rebate to you (in the form of a check at closing) 15% of our commission.  Here’s a chart below to give you a good idea of what you can expect.

These first time buyer incentives are extremely useful and help replenish any closing cost you may have paid or perhaps buy a washer & dryer, furniture or fund any little personal touches you might want to make to your new place.

While having these first time buyer incentives are a great bonus for the first time buyer in Los Angeles, it’s really important that you understand all of the steps to buying a home and find an excellent Realtor to locate and negotiate your homes purchase.

Take a look at our 6 Steps to buying a home for the first time home buyer in Los Angeles below.

6 Steps to buying a home & Getting your Home Buyers Rebate

 

 

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Start your search here

 

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FHA Approved Homes For Sale Encino California-Munson Realty

FHA Approved Homes For Sale Encino California

FHA loans are perfect for first time home buyers who don’t have a 20% down payment saved or who need assistance with more flexible qualification requirements. FHA-approved lenders offer FHA loans that are insured by the Federal Housing Administration (FHA). Because FHA loans are designed to help first-time home buyers, there are differences compared to traditional loans. One difference is that income and allowable debt are subject to more flexible loan qualification requirements than a traditional loan, making it easier to qualify for this type of loan. Another difference is that there’s a maximum loan amount, the limit of which varies depending on where the home is located.

For more information of FHA or Los Angeles first time buyer programs in general visit: http://www.losangelesrealestateagents.info/los-angeles-ca/

Copyright © 2012 By Stephen Munson-Munson Realty Southern California Real Estate –FHA Los Angeles*FHA Los Angeles, first time home buyer questions, Siverlake Realtors, silver lake homes for sale, FHA approved Condos, FHA Questions, Munson Realty Southern California Real Estate, San Fernando Valley Homes For Sale, Pasadena Homes For Sale*

FHA approved-Burbank Homes For Sale-Munson Realty

Burbank is an amazing city that offers something for everyone. From dining and entertainment in downtown Burbank… …to the hiking trails of Stough Canyon

And of course it’s close to the major studios including:

• Warner Bros
• NBC
• Universal
• Disney

It’s no wonder why the Burbank charm appeals to so many people looking to purchase their first or next home in the San Fernando Valley.   For fast service contact us at 818-824-4941 or email us at Getinthehouse@gmail.com.

There is no fee to be on our “Burbank Hot Property” list, all we ask is if you see a home you like make us your Realtors! If you don’t already have a Real Estate agent and you would like to be on our “Burbank Hot Property” list, we would love to have you join us.

FHA Approved-Burbank Homes For Sale-Munson Realty

FHA loans are perfect for first time home buyers who don’t have a 20% down payment saved or who need assistance with more flexible qualification requirements. FHA-approved lenders offer FHA loans that are insured by the Federal Housing Administration (FHA). Because FHA loans are designed to help first-time home buyers, there are differences compared to traditional loans. One difference is that income and allowable debt are subject to more flexible loan qualification requirements than a traditional loan, making it easier to qualify for this type of loan. Another difference is that there’s a maximum loan amount, the limit of which varies depending on where the home is located.

For more information of FHA or Los Angeles first time buyer programs in general visit: http://www.losangelesrealestateagents.info/los-angeles-ca/

Copyright © 2012 By Stephen Munson-Munson Realty Southern California Real Estate –FHA Los Angeles*FHA Los Angeles, first time home buyer questions, Siverlake Realtors, silver lake homes for sale, FHA approved Condos, FHA Questions, Munson Realty Southern California Real Estate, San Fernando Valley Homes For Sale, Pasadena Homes For Sale*

 

FHA Approved Homes For Sale-Reseda California-Munson Realty

FHA Approved Homes For Sale Reseda California

FHA loans are perfect for first time home buyers who don’t have a 20% down payment saved or who need assistance with more flexible qualification requirements. FHA-approved lenders offer FHA loans that are insured by the Federal Housing Administration (FHA). Because FHA loans are designed to help first-time home buyers, there are differences compared to traditional loans. One difference is that income and allowable debt are subject to more flexible loan qualification requirements than a traditional loan, making it easier to qualify for this type of loan. Another difference is that there’s a maximum loan amount, the limit of which varies depending on where the home is located.

For more information of FHA or Los Angeles first time buyer programs in general visit: http://www.losangelesrealestateagents.info/los-angeles-ca/

Copyright © 2012 By Stephen Munson-Munson Realty Southern California Real Estate –FHA Los Angeles*FHA Los Angeles, first time home buyer questions, Siverlake Realtors, silver lake homes for sale, FHA approved Condos, FHA Questions, Munson Realty Southern California Real Estate, San Fernando Valley Homes For Sale, Pasadena Homes For Sale*

FHA Approved-Bank Owned Homes-Silverlake-Mount Washington-Eagle Rock-Munson Realty

FHA Approved-Bank Owned Homes-Silverlake-Mount Washington-Eagle Rock-Munson Realty

FHA Approved-Bank Owned Homes-Silverlake-Mount Washington-Eagle Rock-Munson Realty

FHA loans are perfect for first time home buyers who don’t have a 20% down payment saved or who need assistance with more flexible qualification requirements. FHA-approved lenders offer FHA loans that are insured by the Federal Housing Administration (FHA). Because FHA loans are designed to help first-time home buyers, there are differences compared to traditional loans. One difference is that income and allowable debt are subject to more flexible loan qualification requirements than a traditional loan, making it easier to qualify for this type of loan. Another difference is that there’s a maximum loan amount, the limit of which varies depending on where the home is located.

For more information of FHA or Los Angeles first time buyer programs in general visit: http://www.losangelesrealestateagents.info/los-angeles-ca/

Copyright © 2012 By Stephen Munson-Munson Realty Southern California Real Estate –FHA Los Angeles*FHA Los Angeles, first time home buyer questions, Siverlake Realtors, silver lake homes for sale, FHA approved Condos, FHA Questions, Munson Realty Southern California Real Estate, San Fernando Valley Homes For Sale, Pasadena Homes For Sale*

FHA Approved Homes For Sale- Altadena California-Munson Realty

FHA Approved Homes For Sale-Altadena California

FHA loans are perfect for first time home buyers who don’t have a 20% down payment saved or who need assistance with more flexible qualification requirements. FHA-approved lenders offer FHA loans that are insured by the Federal Housing Administration (FHA). Because FHA loans are designed to help first-time home buyers, there are differences compared to traditional loans. One difference is that income and allowable debt are subject to more flexible loan qualification requirements than a traditional loan, making it easier to qualify for this type of loan. Another difference is that there’s a maximum loan amount, the limit of which varies depending on where the home is located.

For more information of FHA or Los Angeles first time buyer programs in general visit: http://www.losangelesrealestateagents.info/los-angeles-ca/

Copyright © 2012 By Stephen Munson-Munson Realty Southern California Real Estate –FHA Los Angeles*FHA Los Angeles, first time home buyer questions, Siverlake Realtors, silver lake homes for sale, FHA approved Condos, FHA Questions, Munson Realty Southern California Real Estate, San Fernando Valley Homes For Sale, Pasadena Homes For Sale*

FHA Approved Homes For Sale- Pasadena California-Munson Realty

FHA Approved Homes For Sale-Pasadena California

FHA loans are perfect for first time home buyers who don’t have a 20% down payment saved or who need assistance with more flexible qualification requirements. FHA-approved lenders offer FHA loans that are insured by the Federal Housing Administration (FHA). Because FHA loans are designed to help first-time home buyers, there are differences compared to traditional loans. One difference is that income and allowable debt are subject to more flexible loan qualification requirements than a traditional loan, making it easier to qualify for this type of loan. Another difference is that there’s a maximum loan amount, the limit of which varies depending on where the home is located.

For more information of FHA or Los Angeles first time buyer programs in general visit: http://www.losangelesrealestateagents.info/los-angeles-ca/

Copyright © 2012 By Stephen Munson-Munson Realty Southern California Real Estate –FHA Los Angeles*FHA Los Angeles, first time home buyer questions, Siverlake Realtors, silver lake homes for sale, FHA approved Condos, FHA Questions, Munson Realty Southern California Real Estate, San Fernando Valley Homes For Sale, Pasadena Homes For Sale*

Qualifying for a short sale-By Los Angeles Short Sale Agents Munson Realty

Qualifying for a short sale

 

Your lender does not want to foreclose on your home, and neither do you! They would much rather have you stay in your home and continue making your payments, or have you sell it and get it off their books, even if it requires them taking a financial loss. Remember, banks are in the lending business, not the real estate business!

If you can’t find a way to stay in your home through a loan modification or other means, then a  short sale is  your next best option.

But before you call your local short sale agent, you need to know if you qualify for a short sale.

In this video I’ll discuss the 3 most important questions to ask yourself to determine if you qualify for a short sale.

FHA

FHA-3.5% Down Payment-Government backed loan

 

 

FHA loans are perfect for first time home buyers who don't have a 20% down payment saved or who need assistance with more flexible qualification requirements. FHA-approved lenders offer  FHA loans that are insured by the Federal Housing Administration (FHA). Because FHA loans are designed to help first-time home buyers, there are differences compared to traditional loans. One difference is that income and allowable debt are subject to more flexible loan qualification requirements than a traditional loan, making it easier to qualify for this type of loan. Another difference is that there's a maximum loan amount, the limit of which varies depending on where the home is located.

Tough time finding the money for a down payment?

If accumulating a down payment to buy a home is a challenge that seems insurmountable, then a a FHA loan should be something to consider. Before you decide to purchase a home, ask yourself whether you are confident you will be able to comfortably pay the monthly mortgage payment (not just principal and interest, but taxes and insurance as well). Also consider whether you will be able to budget the money you'll need for unexpected emergencies in addition to your monthly home payment. Would waiting until you can save up for a 20% down payment make better financial sense for you?

Traditional home lending requirements can be stringent, so access to more flexible qualification requirements can be valuable to some home buyers. FHA loan programs can dramatically change your prospects of obtaining a home loan. But keep in mind that, while these programs can help you get into a home, they still depend on you to ensure that the monthly home payment you commit to is one that you can comfortably afford. If you qualify, you'll still want to work through the numbers with your lender to make sure you're prepared for a rewarding, successful long-term home ownership experience.

Mortgage insurance and FHA loans: FHA mortgage insurance protects the lender if a borrower defaults on the FHA loan. Each FHA borrower pays a mortgage insurance premium. The premiums are collected and used by the FHA to reimburse the lender (not the borrower) should the borrower default and the lender must foreclose upon the loan/sustain a loss. This insurance enables a lender to provide loan options and benefits often not available through conventional financing.

Still curious about FHA? Check out these FHA  frequently asked questions and answers.

Or contact us here if you are looking for a FHA specialist or need to get qualified.

Home buyer programs for nurses -Down payment assistance

Two amazing Home buyer programs for nurses

Your Choice...

Down Payment Grant

(That never has to be repaid)

Or

Special Financing

(for as little as .5% Down)

Both ...

For low-to-moderate incomes

Not limited to first-time buyers

See which loan program works best for you!

The Grant...

The CHF Platinum Program may help that dream become reality.

This homebuyer assistance program currently provides low-to-moderate income families and individuals with a Grant that does not have to be repaid. Many times this allows them to purchase a home much sooner than they thought possible.

The Grant made possible through the Program can be used towards the homebuyer’s down payment and/or closing costs on a 30-year fixed-rate fully amortized FHA.

Talk with our CHF Platinum Approved lender today to learn more

The .5%Down loan...

Homeownership may be just around the corner with the CHF ACCESS Loan Program.

The Program combines a 30-year fixed interest rate FHA Mortgage Loan with downpayment and/or closing cost assistance in the form of a low and fixed interest rate Second Mortgage.

Total financing up to 99.5% of the purchase price is possible. That means the downpayment from the homebuyer’s own funds could be as little as 1/2 of a percent of the purchase price

The Program also features a variety of flexible qualifying guidelines.

Families or individuals who may have owned a home in the past are still eligible to apply for the CHF ACCESS Loan Program.

Learn more...

To learn more about these government backed loan programs you can contact us below or give us a call at 323-216-9671 and we’ll be happy to answer any questions you may have. When you are ready, we’ll get you connected with our lender and they’ll see which program you qualify for. Once you get qualified, we’ll help you find your new home!

Contact us here and we’ll send you a complete guide to these loan programs and what you need to qualify.

Additionally, we’ll give you access to our MLS (The multiple listing services is access to every home for sale, from every seller and real estate company, throughout Los Angeles). With the MLS you will begin to start your home search (free) and getting to know our current market.

Be sure to check the "Please add me to the mailing list" to receive your information.

Down Payment Assistance Programs For Los Angeles Home Buyers-Munson Realty

Two amazing Down Payment Assistance Programs For  Los Angeles Home Buyers

Your Choice...

Down Payment Grant

(That never has to be repaid)

Or

Special Financing 

(for as little as .5% Down)

Both ...

For low-to-moderate incomes

Not limited to first-time buyers

See which loan program works best for you!

The Grant...

The CHF Platinum Program may help that dream become reality.

This homebuyer assistance program currently provides low-to-moderate income families and individuals with a Grant that does not have to be repaid. Many times this allows them to purchase a home much sooner than they thought possible.

The Grant made possible through the Program can be used towards the homebuyer’s down payment and/or closing costs on a 30-year fixed-rate fully amortized FHA.

Talk with our CHF Platinum Approved lender today to learn more

The .5%Down loan...

Homeownership may be just around the corner with the CHF ACCESS Loan Program.

The Program combines a 30-year fixed interest rate FHA Mortgage Loan with downpayment and/or closing cost assistance in the form of a low and fixed interest rate Second Mortgage.

Total financing up to 99.5% of the purchase price is possible. That means the downpayment from the homebuyer’s own funds could be as little as 1/2 of a percent of the purchase price

The Program also features a variety of flexible qualifying guidelines.

Families or individuals who may have owned a home in the past are still eligible to apply for the CHF ACCESS Loan Program.

Learn more...

To learn more about these government backed loan programs you can contact us below or give us a call at 323-216-9671 and we’ll be happy to answer any questions you may have. When you are ready, we’ll get you connected with our lender and they’ll see which program you qualify for. Once you get qualified, we’ll help you find your new home!

 Contact us here and we’ll send you a complete guide to these loan programs and what you need to qualify.

Additionally, we’ll give you access to our MLS (The multiple listing services is access to every home for sale, from every seller and real estate company, throughout Los Angeles). With the MLS you will begin to start your home search (free) and getting to know our current market.

Be sure to check the "Please add me to the mailing list" to receive your information.

Canoga Park Homes For Sale

Canoga Park Homes For Sale
If you are looking for ALL Canoga Park Homes For Sale, you’ve come to the right source. Canoga Park is a large neighborhood that is situated in the between West Hills & Woodland Hills in the San Fernando Valley. Just minutes from Sherman Oaks, & Woodland Hils, Canoga Park is an ideal community for any first-time home buyer to settle in. In fact, many people flock to Canoga Park for its abdounce of high fashion at the Topanga Mall or for its hidden gems, like go mart sushi & almost all cafes. One of Canoga Park’s unique gems is Pratt & Whitney Rocketdyne Division, where they currently work on space shuttles and other aerospace projects.

Why live anywhere else when you have all this PLUS your own farmer’s market, two malls, AND the Metro lines in your backyard? Aside from being an amazing area to shop in, Canoga Park is also very affordable! Where else could you purchase a 3-4 bedroom home for under $300,000 walking distance from all the good neighborhood spots?

We’ve made the search for All Canoga Park Homes For Sale easy for you.

Canoga Park Homes For Sale
Home Search Tool – Click Below
All Canoga Park Homes For Sale

Van Nuys Homes For Sale

Van Nuys Homes For Sale
If you are looking for Van Nuys Homes For Sale, you’ve come to the right source. Van Nuys is a historic neighborhood that is situated in the heart of the San Fernando Valley. Just minutes from Burbank, Glendale, Hollywood, Van Nuys is an ideal community for any first-time home buyer to settle in. In fact, many Angelenos flock to Van Nuys for its hip Van Nuys Boulevard, full of trendy restaurants and cafes. One of Van Nuy’s unique gems is The historical womens club house & The Japense Garden.

Why live anywhere else when you have all this PLUS a close farmer’s market, a HUGE recreation center, AND the two different Metro lines in your backyard? Aside from being a hip place to hang out, Van Nuys is also very affordable! Where else could you purchase a 3-4 bedroom home for under $400,000 walking distance from all the good neighborhood spots?

Even Hollywood wants a piece of Van Nuy’s action. I bet you didn’t know that they haved film The office in Van Nuys. A little taste of Scranton on Saticoy Street in Van Nuys. We’ve made the search for All Van Nuys Homes For Sale easy for you.

Van Nuys Homes For Sale
Home Search Tool – Click Below
All Van Nuys Homes For Sale

The Long Beach Hot Property List-Long Beach Homes For Sale

The Long Beach Hot Property List


(Register for the Long Beach Hot Property List Below)

The Long Beach Hot Property List is your source for all homes for sale in the Long Beach area from all Real Estate companies. The minute all new home listings hit the market, they go onto our “Long Beach Hot Property List” and into your email box.

Each Long Beach Hot Property Listing features:
Photos
Address
Description
Price
Stop “spinning your wheels” searching for properties on line that are no longer for sale or being chased by aggressive real estate agents. Gain immediate access to all homes for sale in the Long Beach area now. Best of all there is no fee to be on our “Long Beach Hot Property” list. All we ask is if you see a home you like make us your Realtors!

Register here for the Long Beach Hot Property List of Homes For Sale In Long Beach.



(check the: Please add me to the mailing list in order to be directed to the Hot Prop List)
Long Beach is a city well-known residence of the Queen Mary, Long Beach Aquarium of the Pacific and Long Beach Grand Prix.

You will also find eclectic neighborhoods –- rich in history and diversity. Neighborhoods like: Downtown Long Beach, Belmont Heights, Belmont Shore, Naples, California Heights, Bluff Park, Alamitos Heights, Carroll Park, Bixby and many more.

As a future home owner, you will definitely be attracted to the beautiful homes that dot its city-scape. The history of California can be seen (and even felt) through the structures of its homes. True to Southern California, Long Beach boasts an eclectic sampling of classic California architectures including: Craftsman Bungalows, Spanish Style, Mission Revival, Victorian and Tudor Style. Of course over the years home styles have also developed into hybrids of the aforementioned along with newer more modern designs.

Whether you are a first time home buyer or moving up to your second or third home, Long Beach offers the home buyers neighborhoods that will accommodate your budget and appeal to your cultural taste and sense of community.

Copyright © 2011 By Stephen Munson-Munson Realty, Los Angeles Real Estate|Long Beach Homes For Sale*Los Angeles Real Estate Agents, Los Angeles Real Estate, Long Beach Homes For Sale,Long Beach Hot Property List,Homes for sale Long Beach*

DRE: 01348373

Discreet & Confidential Short Sale-By Munson Realty-Los Angeles Short Sale Agents

Discreet and Confidential short sales, your neighbors do NOT have to know.

We understand that not all sellers are comfortable with a “For Sale” sign in there front yard and “Short Sale” slathered all over the marketing material associated with their homes sale. The last thing you need is for the neighborhood to know your very private decisions.

When discretion is of utmost importance to you and your family, our Discreet Short Sale program is the perfect fit for you.

There is no need:
For a Sign in your yard
For the words “Short Sale” to be displayed in any public marketing materials.
For an open house.
Your short sale status will only be seen in the private remarks seen by other Realtors, not in public remarks. We attract a large enough of a buyer pool within the first few days of the listing to have multiple offers and stop the showings quickly.

We close short sales fast, discreet and save homeowners from foreclosure where others fail. We will be very direct in telling you that we cannot guarantee we will save you from your “auction sale date” but we do have a 92% successes ratio. To date, the only reason we have not been able to successfully close on a short sale is because the seller has reached out to us too late.

In California, you have approximately 90 days (may vary from lender to lender) from the Notice of Default filed by your lender for property to be sold at property auction.

Getting the short sale process started now can stop foreclosure. If your intention is to stop foreclosure through a short sale then it is important that you start the short sale process sooner rather than later. Contact us to schedule a free evaluation. We will never ask you for a single dollar to short sale your home. Your lender, not you, pays our fees. In fact, there is a very good chance we can negotiate $3,000 in relocation expenses on your behalf.

Munson Realty’s Los Angeles Short Sales department is a group of estate/property advisers, escrow agents and title representatives with the intention to streamline the short sale process. Our goal is to create a win-win scenario for “you”, the homeowner and your lender. Our team of experts has helped countless distressed sellers through the stressful threat of foreclosure.

We are Certified Distressed Property Experts® monitoring the federal laws and regulations and promoting anti-scam and anti-fraud communications from various government organizations.

Call us now if you are ready to avoid foreclosure through the short sale process. For a free and confidential consultation give us a call at 323-216-9671 or 877-636 -0444 or visit us HERE

How to get the short sale process started.
Free E-Mini Report in PDF format. Also includes “Life after a short sale” bonus material.
(Registering is an anti-spam measure. Under no circumstances will we contact you and your information is secure and confidential)





About the author
Los Angeles Short Sale Agents
Stephen Munson-Broker/Owner of Munson Realty|Southern California Real Estate is originally from Wichita, Kansas, and has lived in Los Angeles for over 20 years. He was born in 1968 and is a second-generation real estate professional. Being brought up in a family of real estate professionals, you could easily say that real estate is in his blood! He has personally practiced real estate for over 11 years, while his family has been in the business for over 2 decades. Stephen Munson has always been attracted to serving the clients that require the most diligent care and need more attention than the traditional buyer or seller. Stephen specializes in sellers who are in difficult situations, such as avoiding foreclosure through a short sale or difficulties selling their home the first time around. First-time buyers are also some of the clients Stephen Munson is passionate in serving. He feels first-time buyers really need super focused coaching and a lot of “hand holding,” which he really enjoys. As broker and owner of Munson Realty-Southern California Real Estate, Stephen employs only Realtors (agents) that share his enthusiasm for excellence in client care and integrity. “My agents must be able to bring a talent or skill set to the business that no other agent in town can offer, and they must do it extremely well!” Stephen Munson is also author and host of several real estate related blogs and a professional public speaker. Aside from professionally coaching his agents in the craft of real estate, he also coaches other agents from around the country.

Visit Authors Website

The Long Beach Hot Property List-Long Beach Homes For Sale

The Long Beach Hot Property List


(Register for the Long Beach Hot Property List Below)

The Long Beach Hot Property List is your source for all homes for sale in the Long Beach area from all Real Estate companies. The minute all new home listings hit the market, they go onto our “Long Beach Hot Property List” and into your email box.

Each Long Beach Hot Property Listing features:
Photos
Address
Description
Price
Stop “spinning your wheels” searching for properties on line that are no longer for sale or being chased by aggressive real estate agents. Gain immediate access to all homes for sale in the Long Beach area now. Best of all there is no fee to be on our “Long Beach Hot Property” list. All we ask is if you see a home you like make us your Realtors!

Long Beach is a city well-known residence of the Queen Mary, Long Beach Aquarium of the Pacific and Long Beach Grand Prix.

You will also find eclectic neighborhoods –- rich in history and diversity. Neighborhoods like: Downtown Long Beach, Belmont Heights, Belmont Shore, Naples, California Heights, Bluff Park, Alamitos Heights, Carroll Park, Bixby and many more.

As a future home owner, you will definitely be attracted to the beautiful homes that dot its city-scape. The history of California can be seen (and even felt) through the structures of its homes. True to Southern California, Long Beach boasts an eclectic sampling of classic California architectures including: Craftsman Bungalows, Spanish Style, Mission Revival, Victorian and Tudor Style. Of course over the years home styles have also developed into hybrids of the aforementioned along with newer more modern designs.

Whether you are a first time home buyer or moving up to your second or third home, Long Beach offers the home buyers neighborhoods that will accommodate your budget and appeal to your cultural taste and sense of community.

Discreet & Confidential Short Sale-By Munson Realty-Los Angeles Short Sale Agents

Discreet and Confidential short sales, your neighbors do NOT have to know.

We understand that not all sellers are comfortable with a “For Sale” sign in there front yard and “Short Sale” slathered all over the marketing material associated with their homes sale. The last thing you need is for the neighborhood to know your very private decisions.

When discretion is of utmost importance to you and your family, our Discreet Short Sale program is the perfect fit for you.

There is no need:
For a Sign in your yard
For the words “Short Sale” to be displayed in any public marketing materials.
For an open house.
Your short sale status will only be seen in the private remarks seen by other Realtors, not in public remarks. We attract a large enough of a buyer pool within the first few days of the listing to have multiple offers and stop the showings quickly.

We close short sales fast, discreet and save homeowners from foreclosure where others fail. We will be very direct in telling you that we cannot guarantee we will save you from your “auction sale date” but we do have a 92% successes ratio. To date, the only reason we have not been able to successfully close on a short sale is because the seller has reached out to us too late.

In California, you have approximately 90 days (may vary from lender to lender) from the Notice of Default filed by your lender for property to be sold at property auction.

Getting the short sale process started now can stop foreclosure. If your intention is to stop foreclosure through a short sale then it is important that you start the short sale process sooner rather than later. Contact us to schedule a free evaluation. We will never ask you for a single dollar to short sale your home. Your lender, not you, pays our fees. In fact, there is a very good chance we can negotiate $3,000 in relocation expenses on your behalf.

Munson Realty’s Los Angeles Short Sales department is a group of estate/property advisers, escrow agents and title representatives with the intention to streamline the short sale process. Our goal is to create a win-win scenario for “you”, the homeowner and your lender. Our team of experts has helped countless distressed sellers through the stressful threat of foreclosure.

We are Certified Distressed Property Experts® monitoring the federal laws and regulations and promoting anti-scam and anti-fraud communications from various government organizations.

Call us now if you are ready to avoid foreclosure through the short sale process. For a free and confidential consultation give us a call at 323-216-9671 or 877-636 -0444 or visit us HERE

Van Nuys Homes For Sale

Van Nuys Homes For Sale
If you are looking for Van Nuys Homes For Sale, you’ve come to the right source. Van Nuys is a historic neighborhood that is situated in the heart of the San Fernando Valley. Just minutes from Burbank, Glendale, Hollywood, Van Nuys is an ideal community for any first-time home buyer to settle in. In fact, many Angelenos flock to Van Nuys for its hip Van Nuys Boulevard, full of trendy restaurants and cafes. One of Van Nuy’s unique gems is The historical womens club house & The Japense Garden.

Why live anywhere else when you have all this PLUS a close farmer’s market, a HUGE recreation center, AND the two different Metro lines in your backyard? Aside from being a hip place to hang out, Van Nuys is also very affordable! Where else could you purchase a 3-4 bedroom home for under $400,000 walking distance from all the good neighborhood spots?

Even Hollywood wants a piece of Van Nuy’s action. I bet you didn’t know that they haved film The office in Van Nuys. A little taste of Scranton on Saticoy Street in Van Nuys. We’ve made the search for All Van Nuys Homes For Sale easy for you.

Van Nuys Homes For Sale
Home Search Tool – Click Below
All Van Nuys Homes For Sale

Canoga Park Homes For Sale

Canoga Park Homes For Sale

If you are looking for ALL Canoga Park Homes For Sale, you’ve come to the right source. Canoga Park is a large neighborhood that is situated in the between West Hills & Woodland Hills in the San Fernando Valley. Just minutes from Sherman Oaks, & Woodland Hils, Canoga Park is an ideal community for any first-time home buyer to settle in. In fact, many people flock to Canoga Park for its abdounce of high fashion at the Topanga Mall or for its hidden gems, like go mart sushi & almost all cafes. One of Canoga Park’s unique gems is Pratt & Whitney Rocketdyne Division, where they currently work on space shuttles and other aerospace projects.

Why live anywhere else when you have all this PLUS your own farmer’s market, two malls, AND the Metro lines in your backyard? Aside from being an amazing area to shop in, Canoga Park is also very affordable! Where else could you purchase a 3-4 bedroom home for under $300,000 walking distance from all the good neighborhood spots?

We’ve made the search for All Canoga Park Homes For Sale easy for you.

Canoga Park Homes For Sale
Home Search Tool – Click Below
All Canoga Park Homes For Sale

How to start a short sale-

How to start a short sale
by Los Angeles short sale agents-Munson Realty





In California, you have approximately 90 days (may vary from lender to lender) from the Notice of Default filed by your lender for property to be sold at property auction.

Getting the short sale process started now with our Los Angeles short sale agents can stop foreclosure. If your intention is to stop foreclosure through a short sale then it is important that you start the short sale process sooner rather than later.

2 Bungalows and Guest House-SOLD! Munson Realty-Los Angeles short sale agents

Two Bungalows On One(And One Guest House) Lot-Sold-By Munson Realty-Los Angeles ?Short Sale Agents

Overview

Maps

Photos

Description

Neighborhood

$398,500
Multi Family
Main Features
6 Bedrooms
3 Bathrooms
Interior: 1,828 sqft
Lot: 6,261 sqft
Location
3425 Scarboro
Los Angeles, CA 90065
USA
To get updates on open home dates and other property events, please click the “Like” button below:



Stephen Munson Pasadena short sale agen Los Angeles short sale agents
Munson Realty-Southern California Real Estate
(877) 636-0444
getinthehouse@gmail.com
http://www.getinthehouse.com


Listed by: Munson Realty-Los Angeles Real Estate

Our recent listings
Pasadena Homes for Sale- Completely upgraded|Wood Floors|Granite Kitchen|Amazing Pasadena Neighborhood
Munson Realty-Los Angeles short sale agents present:West La-Brentwood Adjacent- Spacious & Bright |Dual Master-Suite|3 Bath Condo
Discreet and Confidential Short Sales by Munson Realty
Homes For Sale In Downey California
Homes For Eagle Rock-Upgraded Kitch and Bath


Subscribe to our listing feed
Nearby properties for sale

Spacious Condo at an Awesome Price-Sold! by Munson Realty-Los AngelesShort Sale Agents

Spacious Condo at an Awesome Price-Sold! by Munson Realty-Los Angeles Real Estate

Overview

Maps

Photos

Description

Neighborhood

Market Stats

$115,000
Single Family Home
Main Features
2 Bedrooms
1 Bathroom
Interior: 925 sqft
Location
8355 Willis Ave
21
Panorama City, CA 91402
USA
To get updates on open home dates and other property events, please click the “Like” button below:



Stephen Munson Pasadena short sale agen Los Angeles short sale agents
Munson Realty-Southern California Real Estate
(877) 636-0444
getinthehouse@gmail.com
http://www.getinthehouse.com


Listed by: Munson Realty-Los Angeles Real Estate

Our recent listings
Pasadena Homes for Sale- Completely upgraded|Wood Floors|Granite Kitchen|Amazing Pasadena Neighborhood
Munson Realty-Los Angeles short sale agents present:West La-Brentwood Adjacent- Spacious & Bright |Dual Master-Suite|3 Bath Condo
Discreet and Confidential Short Sales by Munson Realty
Homes For Sale In Downey California
Homes For Eagle Rock-Upgraded Kitch and Bath


Subscribe to our listing feed
Nearby properties for sale










About the author
Los Angeles Short Sale Agents
Stephen Munson-Broker/Owner of Munson Realty|Southern California Real Estate is originally from Wichita, Kansas, and has lived in Los Angeles for over 20 years. He was born in 1968 and is a second-generation real estate professional. Being brought up in a family of real estate professionals, you could easily say that real estate is in his blood! He has personally practiced real estate for over 11 years, while his family has been in the business for over 2 decades. Stephen Munson has always been attracted to serving the clients that require the most diligent care and need more attention than the traditional buyer or seller. Stephen specializes in sellers who are in difficult situations, such as avoiding foreclosure through a short sale or difficulties selling their home the first time around. First-time buyers are also some of the clients Stephen Munson is passionate in serving. He feels first-time buyers really need super focused coaching and a lot of “hand holding,” which he really enjoys. As broker and owner of Munson Realty-Southern California Real Estate, Stephen employs only Realtors (agents) that share his enthusiasm for excellence in client care and integrity. “My agents must be able to bring a talent or skill set to the business that no other agent in town can offer, and they must do it extremely well!” Stephen Munson is also author and host of several real estate related blogs and a professional public speaker. Aside from professionally coaching his agents in the craft of real estate, he also coaches other agents from around the country.

Visit Authors Website

Canoga Park Home-Sold! By Munson Realty-Los Angeles Short Sale Agents

Canoga Park Home-Sold! By Munson Realty-Los Angeles Short Sale Agents

Overview

Maps

Photos

Description

Neighborhood

Market Stats

$400,000
Single Family Home
Main Features
3 Bedrooms
2 Bathrooms
Interior: 1,706 sqft
Lot: 7,470 sqft
Location
21054 Stagg
Canoga Park, CA 91304
USA
To get updates on open home dates and other property events, please click the “Like” button below:








Stephen Munson Pasadena short sale agen Los Angeles short sale agents

Munson Realty-Southern California Real Estate
(877) 636-0444
getinthehouse@gmail.com
http://www.getinthehouse.com




Listed by: Munson Realty-Los Angeles Short Sale Agents

Our recent listings

Pasadena Homes for Sale- Completely upgraded|Wood Floors|Granite Kitchen|Amazing Pasadena Neighborhood
Munson Realty-Los Angeles short sale agents present:West La-Brentwood Adjacent- Spacious & Bright |Dual Master-Suite|3 Bath Condo
Discreet and Confidential Short Sales by Munson Realty
Homes For Sale In Downey California
Homes For Eagle Rock-Upgraded Kitch and Bath


Subscribe to our listing feed
Nearby properties for sale








About the author
Los Angeles Short Sale Agents
Stephen Munson-Broker/Owner of Munson Realty|Southern California Real Estate is originally from Wichita, Kansas, and has lived in Los Angeles for over 20 years. He was born in 1968 and is a second-generation real estate professional. Being brought up in a family of real estate professionals, you could easily say that real estate is in his blood! He has personally practiced real estate for over 11 years, while his family has been in the business for over 2 decades. Stephen Munson has always been attracted to serving the clients that require the most diligent care and need more attention than the traditional buyer or seller. Stephen specializes in sellers who are in difficult situations, such as avoiding foreclosure through a short sale or difficulties selling their home the first time around. First-time buyers are also some of the clients Stephen Munson is passionate in serving. He feels first-time buyers really need super focused coaching and a lot of “hand holding,” which he really enjoys. As broker and owner of Munson Realty-Southern California Real Estate, Stephen employs only Realtors (agents) that share his enthusiasm for excellence in client care and integrity. “My agents must be able to bring a talent or skill set to the business that no other agent in town can offer, and they must do it extremely well!” Stephen Munson is also author and host of several real estate related blogs and a professional public speaker. Aside from professionally coaching his agents in the craft of real estate, he also coaches other agents from around the country.

Visit Authors Website

Los Angeles short sale agents-Munson Realty

Los Angeles short sale agents-Munson Realty
Munson Realty and their Los Angeles short sale agents are a group of real estate/property advisers, escrow agents and title representatives with the intention to streamline the short sale process. Our goal is to create a win-win scenario for “you”, the homeowner and your lender. Our team of experts has helped countless distressed sellers through the stressful threat of foreclosure.

Our Los Angeles short sale agents close short sales and save homeowners from foreclosure where others fail. We will be very direct in telling you that we cannot guarantee we will save you from your “auction sale date” but we do have a 92% successes ratio. To date, the only reason we have not been able to successfully close on a short sale is because the seller has reached out to us too late.

In California, you have approximately 90 days (may vary from lender to lender) from the Notice of Default filed by your lender for property to be sold at property auction.

Getting the short sale process started now with our Los Angeles short sale agents can stop foreclosure. If your intention is to stop foreclosure through a short sale then it is important that you start the short sale process sooner rather than later.

Our Los Angeles Short Sales Services are at NO Cost to you!
Contact one of Munson Realty’s Pasadena short sale agents to schedule a free evaluation. We will never ask you for a single dollar to short sale your home. Your lender, not you, pays our fees. In fact, there is a very good chance we can negotiate $3,000 in relocation expenses on your behalf.

Call Munson Realty’s Los Angeles short sale agents now if you are ready to avoid foreclosure through the short sale process. Our consultation is free and confidential.

Contact us : Locally (323) 216-9671 or (323) 216-9671 Spanish (877) 431-4432

Stephen Munson-Broker/Owner of Munson Realty|Southern California Real Estate is originally from Wichita, Kansas, and has lived in Los Angeles for over 20 years. He was born in 1968 and is a second-generation real estate professional. Being brought up in a family of real estate professionals, you could easily say that real estate is in his blood! He has personally practiced real estate for over 11 years, while his family has been in the business for over 2 decades.

Stephen Munson has always been attracted to serving the clients that require the most diligent care and need more attention than the traditional buyer or seller. Stephen specializes in sellers who are in difficult situations, such as avoiding foreclosure through a short sale or difficulties selling their home the first time around. First-time buyers are also some of the clients Stephen Munson is passionate in serving. He feels first-time buyers really need super focused coaching and a lot of “hand holding,” which he really enjoys.

As broker and owner of Munson Realty-Southern California Real Estate, Stephen employs only Realtors (agents) that share his enthusiasm for excellence in client care and integrity. “My agents must be able to bring a talent or skill set to the business that no other agent in town can offer, and they must do it extremely well!”

Stephen Munson is also author and host of several real estate related blogs and a professional public speaker. Aside from professionally coaching his agents in the craft of real estate, he also coaches other agents from

around the country.